News Archive - First Time Buyer

Latest News

The latest news affecting homebuyers across Scotland.

November 6, 2026

Bank of England raises Bank Rate to 4%, the first increase since August 2023

November 1, 2026

Bank of England considering raising the high loan-to-income mortgage threshold to five times income, FT reports

October 29, 2026

New homes registered to be built in Scotland fall 5% to 2,330, NHBC figures show

October 28, 2026

Scotland’s First Homes Fund had 53 completed purchases by 7 September against a 100-day aim of up to 2,000

October 27, 2026

Scotland private rents rise 0.7% in a year to £1,011, the smallest rise since the ONS series began in 2016

October 10, 2026

Almost two-thirds of UK first-time buyers use side hustles to help save a deposit, Mojo survey finds

October 9, 2026

About 45,000 Lifetime ISA savers paid the 25% withdrawal charge more than once in 2024–25

October 8, 2026

Cash ISA limit falls to £12,000 for under-65s from April 2027

October 7, 2026

Six Scottish areas rank among UK’s ten most affordable places to buy, Lloyds finds

October 6, 2026

Average two-year fixed mortgage rate hits 5.96%, highest since June 2024

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